What happens to your margins if revenue drops?
Use actual cash collected, not invoiced revenue
Rent, salaries, loan repayments — costs that don't change with revenue
COGS, commissions, delivery costs. Enter 0 for pure service businesses.
BREAK-EVEN GAP
36.0%
Stress test (−20% revenue): Profit: AED 30,000
Revenue can fall 36.0% (AED 90,000) before break-even. Break-even revenue: AED 160,000/month.